March 16th, 2018

Under lock and key

Posted by at 12:36 pm

Your new home doesn’t have to be a prison, but it needs to be secure! One of the most important reasons for having your own place is having a safe place for your own “stuff.” More than 2 million burglaries are reported each year in the U.S., or about one every 15 seconds. Don’t become one of these alarming statistics! The most expensive solutions, in this case, are the best. Studies show that homes with a professionally installed home security system and monitoring are far less likely to be targeted by burglars. According to security firm ADT, facial recognition locks will be standard security by 2025 – just like the movies. But the costs of these high-tech systems can be prohibitive. For those of us with less disposable cash, there are plenty of affordable actions that are nearly as effective. It’s quite...
Read more

Tax Refunds Can Help Bring You Home

Posted by at 12:34 pm

Are you one of the many millions receiving a refund on your 2017 tax return? Like many Americans, you may be tempted to use the refund on a mini spending spree. Easy to understand – who doesn’t like a new wardrobe, fancy dinners, or the latest electronics upgrade? But if you’re thinking about buying that first home, resist that urge to splurge! Here’s a few ways to use that small spring windfall to unleash a torrent of future wealth through home ownership: Build down-payment savings: Whether it’s a few hundred or several thousand dollars, think about depositing your refund into a down-payment savings account. The more you can put toward that initial payment, the less you have to borrow, and the lower your monthly payments. Tax refunds are relatively small for most people, so saving two or three years’ worth...
Read more