HUD announces new FHA loan limits for 2019

Posted by on December 15th, 2018

The Federal Housing Administration (FHA) is raising loan limits for most of the country in 2019.

The FHA’s loan limit ceiling is increasing in more than 3,000 counties, with the loan limit in high-cost areas increasing to $726,525 from $679,650. FHA will also increase its floor to $314,827 from $294,515.

Single-family forward loans are limited to 115% of median house prices, subject to a floor and a ceiling.

FHA also set its maximum loan limit ‘ceiling’ for high-cost areas at 150% ($726,525) of the national conforming limit.

Click here to see county-by-county limits and read the FHA letter to mortgagees.