December 29th, 2017

New bit on the block

Posted by at 11:48 am

In 2013, a Long Island, NY, homeowner made headlines by announcing he would take Bitcoin offers on his Southampton home. But today, the idea of using virtual money is gaining traction across the financial realm. Several major retailers, including Overstock.com, Expedia.com and Microsoft now accept Bitcoin for some or all transactions, and the world’s largest futures exchange – CME – launched a Bitcoin futures contract Dec. 18. Created about a decade ago, Bitcoin is based on an accounting software known as the blockchain. Unlike other currencies, Bitcoin and other so-called “crypto-currencies” are not regulated by a central banking authority. They exist only in cyberspace, and were conceived as a way to easily conduct international transactions. No matter what you think of the cryptocurrency craze – and things are getting crazy – the blockchain technology appears here to stay – and...
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December 21st, 2017

Taxing times for homeowners

Posted by at 1:43 pm

  It’s that time of year again. Thick in the heart of the Holidays with the property taxes already paid, most of us are thoroughly spent…both physically and financially. Of course, it also means January, and the New Year, are right around the corner. It’s time to start thinking about paying federal taxes. With big changes for homeowners looming, why not consider hiring a professional to prepare your return? For some, the thought of spending money to do something they COULD do themselves is particularly painful. That’s why so many struggle to keep up on housework instead of hiring a maid, or try to maintain a sprawling yard and garden instead of hiring a landscaper. Many may manage to keep spotless houses and beautiful lawns. But taxes are not sweeping and mowing. Home ownership significantly changes most people’s deductions and other tax situations. Hiring an accountant to help...
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December 18th, 2017

What’s Ahead For Mortgage Rates This Week – December 18, 2017

Posted by at 7:45 am

Last week’s economic reporting included readings on inflation, core inflation and the Post-meeting statement of the Fed’s Federal Open Market Committee. Fed Chair Janet Yellen also gave a press conference; weekly readings on mortgage rates and new jobless claims were also released.

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December 14th, 2017

Disaster preparedness part of homeownership

Posted by at 10:22 am

Talking points for a year-end wrap-up have to include the string of natural disasters that descended on the U.S.(and the Caribbean) in 2017. Whether hurricane, fires, tornadoes or even earthquakes, disaster can strike anytime, anyplace – and during any season. Every homeowner needs to be prepared. Mother Nature’s fury is exceedingly random. Not only will most of us weather the disaster’s initial mayhem, we must also be ready for the immediate aftermath. There could be countless folks in need of help, and rescue personnel may not arrive to help for some time. Roads could be damaged or inaccessible, making it difficult to get necessities. Prepare a 72-hour disaster kit. Make sure it contains enough food, water, batteries, clothing, essentials (medications, diapers) and warm blankets to last you and your family for at least three days. Include basic first aid supplies...
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December 14th, 2017

You Ask, We Answer: How Do I Know If It’s a Good Idea to Refinance My Mortgage?

Posted by at 7:45 am

Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months – or years – faster? If you are a homeowner with a mortgage, one option that is open to you is refinancing. In today’s post, we will explore the topic of mortgage refinancing and how to know if it is a good idea.

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December 13th, 2017

3 Key Ways That Driverless Cars Are Going to Reshape How We Design and Use Our Homes

Posted by at 7:45 am

Are you ready for the coming shift to driverless cars? While it might seem like some sort of futuristic vision, the truth is that driverless vehicles will be on the road within a few short years. Let’s explore three key ways that driverless cars are going to help to shape how we think about our homes in the very near future.

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December 11th, 2017

What’s Ahead For Mortgage Rates This Week – December 11, 2017

Posted by at 7:45 am

Last week’s economic reports included readings on projected top housing markets for 2018, weekly readings on mortgage rates and new jobless claims. Labor sector readings on private-sector job growth, private and public-sector job growth and the national unemployment rate were released. Projected top housing markets in 2018 were also released.

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December 8th, 2017

‘Pine’-ing for a New Look? 3 Ways You Can Use Wood Features to ‘Spruce’ up Your Home

Posted by at 7:45 am

Whether you are renovating an older home or putting the finishing touches on a new one, you would be amiss if you did not consider how to include furniture and other items made of wood. With a diverse range of colors and textures, wooden features are a must-have for any modern home design. Let’s take a look at three ways that you can use wood to add a little spice to your home decor.

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